The Coverage Reality Check | Mark Pacardo
The Coverage Reality Check

Do You Actually Know What Your Policy Covers?

Most people paying for one can't answer that with any confidence. Three minutes tells you exactly what you're covered for, and what you're not.

Take the Free 3-Minute Check
Free · No obligation · Takes 3 minutes
Your free Coverage Review
Takes about 3 minutes
Reviewed by a licensed advisor
Results sent straight to your inbox
…and no sales pitch. Promise.
Question 1 of 10 · Preview

Do you currently have any insurance policies?

Tap an answer to start the real check

Sound familiar?

If you're being honest with yourself… most people paying for a policy have never had it properly explained to them.

They didn't do anything wrong. Nobody ever actually sat down and walked them through it.

See if any of these sound like you

Paying every month, still not sure why

It's been years of premiums. You know money leaves your account. You're less sure what it's actually buying you.

You'd have to go dig for the folder

You've got more than one policy now. If someone asked what each one actually covers, you couldn't answer it off the top of your head.

Two policies that might overlap

Or worse, a gap sitting quietly between them that neither one actually covers. You've wondered. You've never checked.

The “dumb question” you never asked

It felt awkward to ask basic questions about something you've been paying for this whole time. So you just never did.

Not sure who to even ask

The agent who sold it to you isn't exactly who you want to call and say, “wait, can you explain this again?”

None of that makes you careless with money anything unusual. Nobody ever explained it properly to begin with, without trying to push something else on you while they were at it.

Whoever your policy is with

We'll review it either way. Your policy doesn't have to be with us for this to be worth doing.

Sun LifeSun Life
Pru Life U.K.Pru Life U.K.
AXA PhilippinesAXA Philippines
ManulifeManulife
FWDFWD
AIA / PhilamAIA / Philam
InLifeInLife
Allianz PNBAllianz PNB
BDO LifeBDO Life
EtiqaEtiqa

It's common to hold policies with more than one insurer over the years. Whichever ones you have, they get reviewed without bias, even when the honest answer is to keep what you've got. Mark is a licensed advisor and FWD Philippines Branch Manager, FWD is the only company whose products he offers, which is separate from how the review itself is done.

How it works

Three steps. And you can stop after any of them.

1

Answer 10 honest questions

No need to dig up policy numbers or documents, answer with what you already know and how you actually feel about it. Takes about three minutes.

3 minutes
2

Get your Coverage Reality Check

You'll see where you stand right away, and a written copy lands in your inbox so you can go back to it, or show it to your spouse, anytime.

Instant + emailed
3

Talk it through on a free video call

Optional, and only if you want to. Mark walks you through what your results mean and what your actual options are. You decide what happens next, or nothing at all.

Optional · Free
What people say after

Mostly, relief. Finally knowing beats guessing.

"Parang financial check-up yung meeting namin. Hindi agad nag-offer ng product. Tinanong muna yung goals ko, family situation, existing investments, at emergency fund. Doon ko na-realize na may mga financial gaps pala ako. Ang ganda ng approach kasi consultation muna bago recommendation."

Kat

"One of the best meetings I've had regarding my finances. Hindi sayang ang oras. Every question I asked was answered clearly, and even the complicated terms were explained in a way that anyone could understand. I left the meeting with clarity and peace of mind."

Gab

"Akala ko typical sales presentation lang. Surprisingly, hindi. More on education talaga. Gumamit pa siya ng real-life examples kaya madaling maintindihan. Kahit hindi ako finance person, naintindihan ko kung paano gumagana ang insurance at investments. After the meeting, I felt more financially aware."

Vinces
Mark Pacardo
Who you'll be talking to

Not a sales pitch. A second opinion.

Mark works mostly with people who already have insurance but have never had anyone actually explain it to them. He'll ask what you're worried about first, then look at what you're actually paying for, and help you see it clearly before you decide anything.

If the answer is "you're fine, don't buy anything", that's a real answer too.

Licensed · Insurance Commission PH FWD Philippines Partner 11+ Years Practice 2024 #1 Branch Manager, FWD Nationwide
Start here

Take the Coverage Reality Check. Free, and nobody calls you unless you ask.

Question 1 of 10

Stop guessing about the thing you've been paying for. Three minutes gets you an actual answer.

Take the Free Check
No cost No obligation Takes 3 minutes

Make Your Mark.

Clear Answers, No Sales Pitch Licensed · Insurance Commission PH FWD Philippines Partner
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