Most people paying for one can't answer that with any confidence. Three minutes tells you exactly what you're covered for, and what you're not.
Take the Free 3-Minute CheckTap an answer to start the real check
They didn't do anything wrong. Nobody ever actually sat down and walked them through it.
It's been years of premiums. You know money leaves your account. You're less sure what it's actually buying you.
You've got more than one policy now. If someone asked what each one actually covers, you couldn't answer it off the top of your head.
Or worse, a gap sitting quietly between them that neither one actually covers. You've wondered. You've never checked.
It felt awkward to ask basic questions about something you've been paying for this whole time. So you just never did.
The agent who sold it to you isn't exactly who you want to call and say, “wait, can you explain this again?”
None of that makes you careless with money anything unusual. Nobody ever explained it properly to begin with, without trying to push something else on you while they were at it.
Sun Life
Pru Life U.K.
AXA Philippines
Manulife
FWD
AIA / Philam
InLife
Allianz PNB
BDO Life
EtiqaIt's common to hold policies with more than one insurer over the years. Whichever ones you have, they get reviewed without bias, even when the honest answer is to keep what you've got. Mark is a licensed advisor and FWD Philippines Branch Manager, FWD is the only company whose products he offers, which is separate from how the review itself is done.
No need to dig up policy numbers or documents, answer with what you already know and how you actually feel about it. Takes about three minutes.
3 minutesYou'll see where you stand right away, and a written copy lands in your inbox so you can go back to it, or show it to your spouse, anytime.
Instant + emailedOptional, and only if you want to. Mark walks you through what your results mean and what your actual options are. You decide what happens next, or nothing at all.
Optional · Free"Parang financial check-up yung meeting namin. Hindi agad nag-offer ng product. Tinanong muna yung goals ko, family situation, existing investments, at emergency fund. Doon ko na-realize na may mga financial gaps pala ako. Ang ganda ng approach kasi consultation muna bago recommendation."
"One of the best meetings I've had regarding my finances. Hindi sayang ang oras. Every question I asked was answered clearly, and even the complicated terms were explained in a way that anyone could understand. I left the meeting with clarity and peace of mind."
"Akala ko typical sales presentation lang. Surprisingly, hindi. More on education talaga. Gumamit pa siya ng real-life examples kaya madaling maintindihan. Kahit hindi ako finance person, naintindihan ko kung paano gumagana ang insurance at investments. After the meeting, I felt more financially aware."

Mark works mostly with people who already have insurance but have never had anyone actually explain it to them. He'll ask what you're worried about first, then look at what you're actually paying for, and help you see it clearly before you decide anything.
If the answer is "you're fine, don't buy anything", that's a real answer too.
Make Your Mark.